Podcast
Think
Retirement
Now.
THINK Retirement NOW 10/22/25
Do you get the feeling that markets move faster than they ever have BEFORE? It’s no illusion–the speed of trades in the markets HAS increased by several hundred percent just in the past few years. 70% of all trades in the market are now generated by “algorithmic trading” (also called automated trading, black-box trading, program trading or algo-trading.) It uses a computer program to make automated trades without emotion (kind of like a shark.) We’ll review how it works then review HOW and WHY the 4% Withdrawal Rule can fail…. THINK Retirement NOW is on the air!
THINK Retirement NOW 10/21/25
THINK Retirement NOW 10/16/25
Consumer spending is the driving force of the U.S. economy. Spending drives the economy, and–in turn–the economy often drives the the stock market. Consumer spending is at the core of the economy, so we want you to have a solid grip on where it really comes from. We’ll first review the 5 determinants of consumer spending, and a trend showing up in our economy that’s never seen before. Then, we’ll share the true story of how one newly retired doctor saved a million dollars on his financial plan. See if it might work for you, too! THINK Retirement NOW is on the air!
THINK Retirement NOW 10/15/25
So, how much money can you give away to loved ones WITHOUT triggering a GIFT INCOME TAX? What’s the limit? The answer shocks most people—in fact, you can give away a MILLION DOLLARS or more, with zero income tax on the gift–neither for you, nor the recipient. It’s part of IRS code, but often misunderstood. We’ll present a complete rundown of gift tax myths–and solid answers in the Market Intel Segment, then we’ll learn how the IRS is clamping down on tax sheltered trusts–with penalties, fines, and jail time. Have a listen, THINK Retirement NOW is on the air!
THINK Retirement NOW 10/14/25
Are robots coming for your job, your kids’, jobs, or your grandkids jobs? Robots are starting to do AMAZING things and yes-already taking jobs. We’ll review an example, then provide a common sense solution to help you safely retire…and STAY retired!! …There’s a right way and a wrong way to go about it! If you want a major part of your retirement money to be safe and secure yet capable of paying you income for life in the realm of 5% to 11% , DON’T MISS OUR SHOW TODAY—insure your income, insure your outcomes, invest the rest with purpose. THINK RETIREMENT NOW is on the air!!
THINK Retirement NOW 10/9/25
Artificial Intelligence is not just a future thing; it is happening now in more ways than you might think. Today in the Market Intel Segment, we review how an A.I. “bot” beat a traffic ticket in New York City. Then, in the Q&A, we examine the key priority you can’t afford to overlook when planning your retirement.
Think Retirement NOW 10/8/25
You are now paying more for insurance than ever–I don’t have to tell you–rates on home, business, and auto insurance are up by more than 50% and as much as 60%, nationwide, and even higher in some states.. What’s going on, and will it be coming back down? What is the REAL reason why insurance companies MUST charge you more? Let’s you and I explore today, then we’ll do a deep dive into whether or not annuity fees are worth it? — THINK Retirement NOW, is on the air!!!
Think Retirement NOW 10/7/25
Today, we’ll explore why both the Gallup Polls and Kiplinger are reporting that Americans–for the first time in years–are seeing the world as “glass half empty, rather than glass half full.” Many of those feelings deepened or started during the runaway inflation after the Pandemic. Although inflation has come down a bit, the original 20% increase in the price of almost everything still hangs with us. Let’s dig in and figure some things out— THINK Retirement NOW, is on the air!!!
Think Retirement NOW 10/2/25
The rule of 55 is an Internal Revenue Service rule that allows workers who are 55 or older to withdraw money from their employer-sponsored retirement accounts penalty free if they leave their jobs. What about taxes, and/ or loans on 401ks? We’ll review it all.
Think Retirement NOW 10/1/25
YOU are a smart person… but are you TRULY managing your money in the smartest way possible right now? Especially in the “BACK NINE” of your life? Today Steve drills down to the core of how to go from just “managing” your money in retirement to MASTERING your money. Here’s what you need to know…
Who We Are
Disciplined
What We Do
Guide & Coach
How We Work
Our Mission
Keeping Your Retirement Goals Front and Center
As we begin the planning process, your retirement goals remain our top priority. Clearly defining the kind of retirement you envision allows us to strategically align each asset with a specific purpose and timeline—ensuring your money works for you, when you need it.
At this stage, most of our clients have important questions, such as:
- Social Security: When is the best time to start collecting?
- Required Minimum Distributions (RMDs): How will they impact your taxes and income?
- Current Portfolio Review: What’s working, what’s not, and what adjustments make sense?
- Retirement Security: How protected are you from market volatility?
- Mutual Fund Concerns: Are they too risky for your retirement goals?
- Risk Reduction & Income Growth: How can you create more stability?
- Tax Strategies: How can you minimize your tax burden in retirement?
- IRA Rollovers & Roth Conversions: Are they the right move for you?
- Investments & Annuities: What role should they play in your financial plan?
- “Are annuities really safe?” (Hint: It depends on the type of annuity and how it’s structured.)
If you have additional questions, we’re here to answer them all—ensuring you feel confident and in control of your retirement future.
Getting Started
Step #1
Schedule
Schedule Your Free Retirement Review with an experienced advisor who focuses on retirement.
Step #2
Review
We evaluate your current situation and identify key action points — starting to develop your strategy.
Step #3
Plan
Once we arrive at the retirement strategy that is best suited for you, we go to work to make it reality
Free Retirement Review
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