Podcasts

Podcast

Think
Retirement
Now.

Formerly Mastering Money, but still the Common Sense Financial Hour…
Listen Now

Unvetted semi-truck drivers going 85 MPH, drugs coming in via drones ($ billions per day)–and safe places to retire with great food.

by | Feb 12, 2026 |

Hey!  Be careful on the road. Thousands of unvetted semi-truck drivers could be in your lane–or the one across from you. We’ll review new regulations to try and stop them. And what about drugs coming in via sophisticated, Cartel-owned drones ($ billions per day)??  The shocking details from the Federal Policing Institute. –Then, we’ll switch gears to discuss the number one attraction for senior living communities. Can you guess it?  (hint: it’s NOT swimming pools or golf courses). THINK Retirement NOW is on the air!

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Political Turmoil Returns With A Vengeance! What to focus on right now as an investor

by | Jan 29, 2026 |

The 2026 mid-term elections are causing turmoil in a few big cities, (can you spell Minneapolis?). It is now part of the 24 hour news cycle. As an investor, political news is mostly noise. In today’s episode, Steve lays out clear and distinct steps to take right now to ignore the noise, grow your money, and protect your retirement. THINK Retirement NOW is on the air!!!

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From Greenland to Your Golden Years: Facts, Strategy, and Retirement Thinking

by | Jan 22, 2026 |

So, are you ready to take a vacation in sunny Greenland? President Trump made a viable case in Davos, Switzerland, for the USA acquiring the big icy island–Is it a weird idea? Not so fast, you might be all in after you hear the REAL facts. That story is first today, then we’ll dig into a money strategy to shift your thinking about prudent investing heading into 2026, especially if retirement is on the horizon.  Facts and MORE facts for you today…. THINK Retirement NOW™ is on the air!!

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THINK Retirement NOW 1/15/26

by | Jan 15, 2026 |

Are Lawsuits From Accident Lawyers Raising Your Insurance Premiums? YES, get the facts here.
Inflation is coming at you from many angles, INCLUDING, the cost of insurance premiums. You are now paying more for insurance than ever. Rates on home, business, and auto insurance are up by more than 50% and as much as 60%, nationwide, and even higher in some states.. What’s going on?  Steve has the facts for you today,  then he’ll do a deep dive into whether or not annuity fees are worth it. You may find it shocking!  — THINK Retirement NOW, is on the air!!!

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The “January Effect” & Wall Street’s Newest Green Light: Plus, How Income Riders Boost Annuities

by | Jan 7, 2026 |

As an investor, are you familiar with the “January Effect” and how it can affect the market for the month of January and the rest of the year? Steve explains today and points out the MAIN REASON why the lights are turning green on Wall Street. Then, he explains how income riders work on annuities. A must listen!  THINK Retirement NOW™ is on the air!!

Check out this episode!

The “January Effect” & Wall Street’s Newest Green Light: Plus, How Income Riders Boost Annuities

by | Jan 7, 2026 |

As an investor, are you familiar with the “January Effect” and how it can affect the market for the month of January and the rest of the year? Steve explains today and points out the MAIN REASON why the lights are turning green on Wall Street. Then, he explains how income riders work on annuities. A must listen!  THINK Retirement NOW™ is on the air!!

Check out this episode!

THINK Retirement NOW 12/30/25

by | Dec 30, 2025 |

Politically, we are still a divided nation, but as investors, we MUST ignore politics and focus on pure economics. You can’t make any money betting on political outcomes. We’ll review what you need to be focused on right now headed into 2026 and compare this time in history to 1995, just before the Presidential State of the Union. Then some planning tips to make your retirement a smooth ride from start to finish, no matter when the market reverses. THINK RETIREMENT NOW™ is on the air!!

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THINK Retirement NOW 12/23/25

by | Dec 23, 2025 |

It’s looking like the Santa Claus Rally is ON again for evidence-based investors…we’ll define exactly what Santa’s rally is all about, why it is looking quite probable ,  and the reasons why we remain “Responsibly Bullish” for 2026. Then we’ll dig into one of the most important planning topics for retirement–SPOUSAL INCOME PLANNING.  A power packed episode–THINK Retirement NOW is on the air!!

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THINK Retirement NOW 12/17/25

by | Dec 17, 2025 |

Will inflation be conquered in 2026? If so, exactly HOW can it–or will it–come about? Who will lose their jobs in 2026? You’ll find the details in this episode to help make you a more informed investor.  That said, what is causing the market to be flat and down as we head into Christmas?  Answer: As usual, it is UNCERTAINTY. I.e.,  Will there be another government shutdown? Will there be a new Health Insurance Program to replace Obamacare?  Will the Artificial Intelligence movement continue at the same pace?  These are the questions–we have some answers.  Then, as usual, Steve summarizes with some proven retirement planning concepts….  THINK Retirement NOW is on the air!!

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Who We Are

Disciplined

THINK Wealth Advisory, LLC provides experienced investment management services and portfolios designed for retiring professionals.

What We Do

Guide & Coach

With a proven financial track record spanning 22+ years, our focus is on helping create exceptional investment and fixed income options for clients and advisors.

How We Work

Our Mission

To help clients and advisors build, grow, and protect meaningful wealth using a simple, field-tested financial bucketing system.

Keeping Your Retirement Goals Front and Center

As we begin the planning process, your retirement goals remain our top priority. Clearly defining the kind of retirement you envision allows us to strategically align each asset with a specific purpose and timeline—ensuring your money works for you, when you need it.

At this stage, most of our clients have important questions, such as:

  • Social Security: When is the best time to start collecting?
  • Required Minimum Distributions (RMDs): How will they impact your taxes and income?
  • Current Portfolio Review: What’s working, what’s not, and what adjustments make sense?
  • Retirement Security: How protected are you from market volatility?
  • Mutual Fund Concerns: Are they too risky for your retirement goals?
  • Risk Reduction & Income Growth: How can you create more stability?
  • Tax Strategies: How can you minimize your tax burden in retirement?
  • IRA Rollovers & Roth Conversions: Are they the right move for you?
  • Investments & Annuities: What role should they play in your financial plan?
  • “Are annuities really safe?” (Hint: It depends on the type of annuity and how it’s structured.)

If you have additional questions, we’re here to answer them all—ensuring you feel confident and in control of your retirement future.

Getting Started

Step #1

Schedule

Schedule Your Free Retirement Review with an experienced advisor who focuses on retirement.

Step #2

Review

We evaluate your current situation and identify key action points — starting to develop your strategy.

Step #3

Plan

Once we arrive at the retirement strategy that is best suited for you, we go to work to make it reality

Schedule Your Free Retirement Review

Free Retirement Review

Schedule a Meeting