Podcast

Think
Retirement
Now.

Formerly Mastering Money, but still the Common Sense Financial Hour…

Patience Pays: Saving Money by Slowing Down Shipping, Plus Reducing Financial Worry

Still waiting for that package from Amazon? Online retailers have learned that customers have become more patient. They now care more about SAVING money than getting their stuff immediately. As the costs of fast shipping have gone up, retailers including Amazon, are offering better prices if you’re willing to wait a day or two (or three.) We’ll explore a Wall Street Journal report in Segment 1. In Segment 2, we’ll explore why many people–maybe you–worry so much. Wars, market crashes, jobs, retirement, kids, parents–there’s plenty to worry about. Let’s see if we can reduce the worry for you–at least financially!…THINK Retirement NOW      is on the air!!

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New Tax Rules & DNA Data: Estate Planning Risks You Must Know

So…what are the new tax rules– in effect NOW? Is Social Security now “tax free”?  What is the Senior Tax Deduction?  With the new law in effect, is it better to itemize– or take the Standard deduction? Answers to your questions in Segment 1 today, then we’ll review the new AI risk for estate planning and Probate Risk–the DNA websites (like “23 and Me”). People are coming out of the woodwork realizing they are related to YOU. What can you do about it? We’ll explore in Segment 2 today…THINK Retirement NOW™ is on the air!!

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Farm to Fortune: Protecting Your Legacy and Your Loved One’s Future

The nation’s farmers are aging says the Wall Street Journal– and that’s a problem. Why? Because their kids don’t want the farm. The number of farms in America is dwindling as large corporations (and Chinese interests) take them over. A special report on that in Segment one for you, then we’ll explore exactly how a widow feels when trying to pick up the pieces of her husband’s complex investment strategy after he passes. Spousal planning matters! A fact filled show today…THINK Retirement NOW is on the air!!

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AI’s Next Winners & The 2026 Stock Outlook

So, where is the stock market headed in 2026 and which stocks will pull the wagon? We’ll review some stock names with great potential during the AI build-out over the next three years, and then pinpoint where additional demand for those stocks could be coming from. Then we’ll review details on proven mathematical methods of creating a retirement that keeps more money coming in than going out, while growing your equity. THINK Retirement NOW™   is on the air!!

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Unvetted semi-truck drivers going 85 MPH, drugs coming in via drones ($ billions per day)–and safe places to retire with great food.

Hey!  Be careful on the road. Thousands of unvetted semi-truck drivers could be in your lane–or the one across from you. We’ll review new regulations to try and stop them. And what about drugs coming in via sophisticated, Cartel-owned drones ($ billions per day)??  The shocking details from the Federal Policing Institute. –Then, we’ll switch gears to discuss the number one attraction for senior living communities. Can you guess it?  (hint: it’s NOT swimming pools or golf courses). THINK Retirement NOW is on the air!

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Political Turmoil Returns With A Vengeance! What to focus on right now as an investor

The 2026 mid-term elections are causing turmoil in a few big cities, (can you spell Minneapolis?). It is now part of the 24 hour news cycle. As an investor, political news is mostly noise. In today’s episode, Steve lays out clear and distinct steps to take right now to ignore the noise, grow your money, and protect your retirement. THINK Retirement NOW is on the air!!!

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From Greenland to Your Golden Years: Facts, Strategy, and Retirement Thinking

So, are you ready to take a vacation in sunny Greenland? President Trump made a viable case in Davos, Switzerland, for the USA acquiring the big icy island–Is it a weird idea? Not so fast, you might be all in after you hear the REAL facts. That story is first today, then we’ll dig into a money strategy to shift your thinking about prudent investing heading into 2026, especially if retirement is on the horizon.  Facts and MORE facts for you today…. THINK Retirement NOW is on the air!!

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THINK Retirement NOW 1/15/26

Are Lawsuits From Accident Lawyers Raising Your Insurance Premiums? YES, get the facts here.
Inflation is coming at you from many angles, INCLUDING, the cost of insurance premiums. You are now paying more for insurance than ever. Rates on home, business, and auto insurance are up by more than 50% and as much as 60%, nationwide, and even higher in some states.. What’s going on?  Steve has the facts for you today,  then he’ll do a deep dive into whether or not annuity fees are worth it. You may find it shocking!  — THINK Retirement NOW, is on the air!!!

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Who We Are

Disciplined

THINK Wealth Advisory, LLC provides experienced investment management services and portfolios designed for retiring professionals.

What We Do

Guide & Coach

With a proven financial track record spanning 22+ years, our focus is on helping create exceptional investment and fixed income options for clients and advisors.

How We Work

Our Mission

To help clients and advisors build, grow, and protect meaningful wealth using a simple, field-tested financial bucketing system.

Keeping Your Retirement Goals Front and Center

As we begin the planning process, your retirement goals remain our top priority. Clearly defining the kind of retirement you envision allows us to strategically align each asset with a specific purpose and timeline—ensuring your money works for you, when you need it.

At this stage, most of our clients have important questions, such as:

  • Social Security: When is the best time to start collecting?
  • Required Minimum Distributions (RMDs): How will they impact your taxes and income?
  • Current Portfolio Review: What’s working, what’s not, and what adjustments make sense?
  • Retirement Security: How protected are you from market volatility?
  • Mutual Fund Concerns: Are they too risky for your retirement goals?
  • Risk Reduction & Income Growth: How can you create more stability?
  • Tax Strategies: How can you minimize your tax burden in retirement?
  • IRA Rollovers & Roth Conversions: Are they the right move for you?
  • Investments & Annuities: What role should they play in your financial plan?
  • “Are annuities really safe?” (Hint: It depends on the type of annuity and how it’s structured.)

If you have additional questions, we’re here to answer them all—ensuring you feel confident and in control of your retirement future.

Getting Started

Step #1

Schedule

Schedule Your Free Retirement Review with an experienced advisor who focuses on retirement.

Step #2

Review

We evaluate your current situation and identify key action points — starting to develop your strategy.

Step #3

Plan

Once we arrive at the retirement strategy that is best suited for you, we go to work to make it reality

Free Retirement Review

Schedule a Meeting