Think
Retirement
Now.

Playing catch up” with your investments is a term used to describe the idea of taking on more risk, rather than less, in the five years leading up to retirement. Many investors do this, especially during bull markets.It’s somewhat understandable. We all want to retire on the biggest pile of money we can, and many advisors actually TELL their clients that they “NEED” to take on more risk in order to catch up. That may or may NOT be good advice.  Back in the old days, it was very common for people to get completely out of the market at retirement, shifting all of their money into bonds, bank accounts, and annuities. Today,  investors are hungry for yield and have been buying up an investment issued by banks like UBS known as a leveraged Exchange Traded Note, or ETN, with some paying as high as EIGHTEEN percent! Today, we’ll review a Wall Street Journal report about two engineers who thought they were doing quite well–until the pandemic came along. It might shock you.  A great show for you today, MASTERING MONEY is on the air!!

Check out this episode!

With the S & P 500 in a holding pattern waiting to see what happens with the virus–and the opening of America–stocks are UP one week, DOWN the next. After a market swoon  of nearly forty percent, most investors are a bit shocked to learn that the market is really not doing so bad overall right now.  In fact, the S & P index is  currently sitting about where it was a year ago, give or take a few percent. For all of the big ups and downs, the S & P 500 has averaged about 4.58% annually over the past five years. Unfortunately, many people own a hodge-podge of big cap, small cap, European, and Emerging stocks with no clearly defined strategy. This is NOT the kind of market you can afford to do that in. Today, we’ll explore a strategy that pays you more every year to own it, has a system for building wealth for the future when the market is down, and rises with gusto when the market is climbing. You don’t want to miss today’s show….MASTERING MONEY is on the air!!

Check out this episode!

Surveys show that Americans are getting an itch to travel again. In fact, According to AAA, more than 41.5 million Americans will travel this Memorial Day weekend, nearly 5 percent more than last year and the most in more than a dozen years.  As lockdowns ease, destinations are coming up with solutions to comply with social-distancing and disinfection rules. Here are some measures in the works.An amusement park with no lines? A beachfront resort without swimming pools? Those scenarios could unfold this summer as hotels, amusement parks, casinos and other tourist attractions reconfigure for a post-pandemic world.  After grinding to a halt during the coronavirus lockdown, the $9 trillion DOLLAR global travel and tourism industry is adapting  to an era that outlaws crowds. Today on Mastering Money, we’ll examine the safest and most fun destinations for your next vacation and get help from top travel expert Ruby Kelly. A fun and timely show you don’t want to miss, MASTERING MONEY is on the air!!!

Check out this episode!

As America opens, it won’t get far unless public places like airports, theme parks, and stadiums can be can be truly disinfected. A new form of robot could make it happen.Today, robots are equipped with remarkable capabilities that can disinfect entire hospitals, airports, 24/7 without needing a break. They can go into places of danger that no human would dare go into. Delicate robotic surgeries on eyes, ears, nose, throats and knees are taking place every day. There are robots armed with lamps that shower surfaces with invisible radiation, androbots that can scan for fevers and enforce mask-wearing. Smart investors are taking notice, especially with many companies’ stock on sale right now. We’ll review a Wall Street Journal report and Steve has some recommendations. You don’t want to miss TODAY’S show…MASTERING MONEY is on the air!!  

Check out this episode!

Today, the stock market is uncertain and we are definitely in a recession–hopefully a short one. Yet the recession actually has a silver lining. Bull markets need to end one day. The best scenario you can hope for is a hard, short downturn. That sets the stage for the best form of recovery and the start of a brand new bull market. Prior to this downturn, most analysts were wondering WHEN, not IF,  the setback would occur. Well, the suspense is over!  The downturn many people feared has arrived–but it also clears the way forward. We may not like all the borrowing, but with the trillions of dollars being injected into the pockets of Americans and businesses,  we could see a strong rebound once the Virus is contained. It is a time of opportunity, but you still may not want to bet the farm. Today we’ll review how to see your money rise when the market rises, but not lose a penny when it falls, and just how those guarantees are secured.  This is an important show you don’t want to miss…MASTERING MONEY is on the air!!

Check out this episode!

For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers.   Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, “living off your savings” was the time-honored approach to retirement.  But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings….You’re just spending down your principal haphazardly!  You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account  paying less than one or two percent, with inflation headed to three or four percent annually one day? Today, we’ll show you how to avoid poor retirement income planning and then health insurance and medicare expert Shelley Grandidge joins us…a big show today you don’t want to miss…MASTERING MONEY is on the air!!!

Check out this episode!

As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. There are even more today.   The ratio of females to males age 100 remains pretty steady–it is about 80 percent women. Hence the statistic:   eighty percent of MEN die MARRIED, while eighty percent of WOMEN… die single.  The big problem for women is that they may spend ten years or longer on their own after their husbands pass–at a time when they may lack the skill and desire to make big money decisions.  It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and women fear it even more than men. We’ll see why that fear is completely justified today, and then health insurance expert SHELLEY GRANDIDGE joins us.   A very timely show you don’t want to miss, MASTERING MONEY is on the air!!!

Check out this episode!

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show–plus money-making and money-SAVING ideas from Steve you won’t want to miss! — MASTERING MONEY IS ON THE AIR!   

Check out this episode!

Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show–plus money-making and money-SAVING ideas from Steve you won’t want to miss! — MASTERING MONEY IS ON THE AIR!     

Check out this episode!

In the constant battle against the spread of infectious diseases, scientists are continually on the hunt for new weapons that specifically target pathogenic microbes.  Investigators from the Center for Radiological Research at Columbia University Irving Medical Center believe they may have found a new, low-cost solution to eradicating airborne viruses in indoor public spaces.  The research team found that continuous low doses of what is known as “FAR” ultraviolet light, or far-UVC for short, can kill airborne flu viruses without harming human tissues. Suddenly the use of overhead far-UVC light in hospitals, doctors’ offices, schools, airports, airplanes, and other public spaces could go mainstream.   Sports represents an estimated $75 billion dollarsin economic activity, and nearly a million jobs.  Far-UVC may play a role in getting our sports venues re-opened in light of the COVID 19 shut down. We’ll give you the full rundown, then estate planning attorney Libby Banks joins us. Don’t miss it…MASTERING MONEY is on the air!!

Check out this episode!