Think
Retirement
Now.

Many retired investors today are hoping, waiting, and praying for interest rates on safe bonds to go up so they can retire in safety. According to economic analysis by a growing number of economists, they may be hoping, praying, and waiting a long time.  Deflationary trends–including low interest rates–  have gripped the world forcing interest rates to near zero, and even below zero. One would think with all the money being printed that IN-flation would be the problem, not DE-flation. But that’s not the case. Retirees are facing the hardest investment decisions of their lives right now. Imagine: a million dollars in a ten year treasury bond will only pay you SEVEN thousand dollars a year! You can’t retire that! We’ll review the problem, and deliver some solutions. Then health insurance and Medicare expert Shelley Grandidge joins us.  A REALLY  interesting show you don’t want to miss. MASTERING MONEY is on the air!!

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Joe Biden likes to brag about his record of handling pandemics, and likes to criticize Donald Trump for over five million COVID infections. But did you know that SIXTY million Americans got infected by the H1N1 Swine Flu– that Biden was in charge of in 2009?   A White House staffer now admits that they just got lucky it wasn’t as lethal as Covid 19, stating that basically they did (quote) “everything wrong”  and could have been the worst pandemic in history. In the name of political unity, we will review the facts and compare the responses to H1N1 versus Covid 19. The results might shock you! Then, medicare expert Shelley Grandidge joins us for the Q & A with Medicare enrollment right around the corner. Don’t miss it…MASTERING MONEY is on the air!!

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Apple–the company– has been one of the most prolific success stories on Wall Street for more than three decades. Apple, the stock, has created a lot of wealth for those who bought early and simply hung on. Apple first sold shares to the public on Dec. 12, 1980, at $22 per share. The stock has split four times . A $10,000 investment in Apple in 1980, would put your value right now at about $7.2 million dollars. So, is Apple all done building millionaires? Well think about it– There are now over ONE BILLION iphone owners who are buying or subscribing to Apple’s other products and services. Apple has a ten to twenty five year vision for many NEW devices, wearables, services, accessories, credit cards, finance, and more. Today, we’ll investigate exactly what makes Apple tick, and whether or not it will keep on ticking. You don’t want to miss today’s special wealth-building show….MASTERING MONEY is on the air!!!  

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What if a DISASTER wiped out the world’s food supply, destroyed huge crops of wheat, corn, and rice, and the seeds for all of the successful grain species on the earth became endangered?  Right now, not too far from the North Pole, a large, very secure vault is quietly storing the seeds of thousands of varieties of plants including wheat, barley, lentils, chickpeas, faba beans and many more. The 18,540-square-foot seed vault includes three rooms, and has the capacity to house 4.5 million samples of 500 seeds each—a maximum of 2.25 billion seeds. Today on Mastering Money, we’ll tell you all about it and the people who made it possible— as told to the Wall Street Journal. Steve will then review how to create your OWN  secure vault around which to build your permanent financial plan for retirement. A fascinating show you don’t want to miss….MASTERING MONEY is on the air!!!

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Social Security benefits are one of the most important sources of income for retired Americans, and deciding when to start taking monthly checks from Social Security is a key element of almost everyone’s financial plan for retirement.  One of the arguments some financial advisors make is that by delaying your benefits, you can get what they call a “guaranteed return” of up to 8%!  But are you REALLY “making” 8 percent on your money by waiting, or is it a false narrative? Today on Mastering Money, Steve will explain why the “8% Return Myth” is just that–a Myth…. In fact, he will PROVE it!! If you want clear data on exactly when to claim Social Security and HOW to incorporate it into your financial plan, you don’t want to miss TODAY’S show….MASTERING MONEY is on the air!!

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Many S & P index investors believe they own five hundred blue chip stocks that are stable and don’t change much. They believe there are strict rules for companies to stay in the portfolio. They don’t believe subjectivity is involved and they tend to think that the index represents the 500 largest companies in America. Each of these statements is false.  Due to massive transitions in  retail, energy, and other industries—made worse by the pandemic crisis, the S&P 500 could end up losing more than thirty companies by June of 2020!  Today, we’ll tell you how the S&P index REALLY works, and it may shock you! Then, health insurance and Medicare expert Shelley Grandidge joins us. An educational show you don’t want to miss, MASTERING MONEY is on the air!!

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The S & P 500 is thought of as a steady and stable index of the 500 largest companies in America. Many S & P index investors believe they are investing in large cap blue chip stocks, that are all profitable. The perception is that there are strict rules for companies to stay in the portfolio and that most of the companies are profitable. Each of these statements is false.  Due to massive transitions in  retail, energy, and other industries—made worse by the pandemic crisis, the S&P 500 is cutting more than thirty companies in 2020, with perhaps more on the way!  Today, we’ll tell you how the S&P index REALLY works, what you are REALLY  investing in, and the facts may shock you! Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An educational show you don’t want to miss, MASTERING MONEY is on the air!!

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Modern genetic science uncovered the genetic code of the Corona Virus very fast back in January. From there, the race was on for a tested vaccine that could knock out COVID 19. One company just announced that it believes it may have the vaccine ready by as early as Thanksgiving. A 30,000 person final study begins in July.   This company has been running ahead of the pack, but rivals in Germany, England,  and Singapore are pulling close. Today in the Market Intel segment, we’ll bring you up to date. Then health insurance and medicare expert Shelley Grandidge joins us for the Q & A.  A very timely show you don’t want to miss…MASTERING MONEY is on the air!

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It’s no secret–technology companies and technology STOCKS are driving this market driving not only the NASDAQ but the Dow 30 and S & P 500 higher. Should you be investing in technology as a long term retirement strategy? Does it make sense to know just what is happening in the world of robotics and cyber security for example? Well, of course it does because you want position your dollars in the best possible way for the most consistently strong returns. Today on Mastering Money, we’ll review what’s REALLY happening in the world of Robotics and it may shock you. Learn the smart way to invest in the inevitable trends of technology, and some of the stocks that are at the crest of the wave. You don’t want to miss it….MASTERING MONEY is on the air!!!

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What if there was technology that could actually KILL the COVID 19 virus? After all, the best virus is a DEAD virus! And only half of Americans say they will actually take the vaccine if one is available. Regardless, the big challenges for getting our entire economy back will be the restaurant, hotel, and sports industries including both professional and college stadium sports. Unless we actually kill the virus, it will keep these industries from regaining previous levels. To get ourselves out of this mess, we must defeat this tiny little microbe. Well, there is a bit of good news. Scientists have learned a lot about the virus in six months. Killing the virus is not as complex as we might think. The pandemic has set off a global race for vaccines, treatments, and  testing –but nothing would take the place of actually KILLING the virus at the point of contact in public places. Today, we’ll talk about robotic technology that is doing just that. Then Medicare and Health Insurance expert Shelley Grandidge joins us.  A great show you don’t want to miss…MASTERING MONEY is on the air!!! 

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