Think
Retirement
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Question:   As an investor in or near retirement, should you own utility stocks?  And, if you do, should you make utility stocks a major part of your plan for retirement income, as some financial journalists seem to suggest?  Utilities can be a good choice for some investors seeking diversification from the broader equity market since the dividend yield of utilities averages around 3.6%, the highest of any sector, according to Jodie Gunzberg, chief investment strategist at Graystone Consulting, a Morgan Stanley business. Today, we’ll review why utilities may not be your best income bet, HOWEVER, they can offer lower volatility, stability, consistency, and a reliable dividend yield that grows in size every year—IF YOU CHOOSE WISELY.  Today, Steve explains how to do just that, and then Medicare and Health Insurance expert Shelley Grandidge joins us. A great show you don’t want to miss…MASTERING MONEY is on the air!!!!

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Most stocks are generally classified as either value stocks or growth stocks. Generally speaking, stocks that trade for valuations below the Price to Earnings ratio of the S&P 500 are considered value stocks, while stocks that outperform the S & P in terms of sheer growth rates are considered growth stocks. Some stocks meet both requirements. We’ll talk about several of them today and why analysts at JP Morgan are projecting a big swing to value and dividend stocks as the economy slowly works its way back to normal in 2021. JP Morgan likes the idea of political gridlock–which they predict no matter who is president–and of course the success of COVID vaccines. If you want to think ahead of the crowd, you don’t want to miss today’s show….MASTERING MONEY is on the air!!!

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Older Americans are selling off the stock market, slowly but relentlessly…. to junior generations.  According to CNBC, Baby boomers own an outsized helping of the market and are constantly reducing it–due to RMDs and other factors.  This is a process that is non-stop because 250,000 boomers turn 72 every ninety days. Analysts point out it will have an effect on  supply and demand for equities in the short, medium, and long runs.  Millennials, now the largest generation by population, lack the financial wherewithal to pick up the slack.  How will this long term drain, expected to accelerate over the next five and ten years, affect your investments?  What changes to your current financial plan might you make to make sure your retirement is not impacted?  We’ll lay out all the statistics, with some very timely strategy choices you’ll want to know more about. Don’t miss it….MASTERING MONEY is on the air!!!!

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Electric cars run quietly and no smoke comes out the back as they cruise down the highway. These cars burn no gas. They are battery powered, so they couldn’t possibly be polluting the air, right?  Wrong!  says former electric vehicle engineer for GM and author of an important book on the topic.  How could electric cars and trucks possibly pollute?  Well it turns out that it has a lot to do with MAKING the batteries and CHARGING the batteries. Joe Biden says he wants to use your tax dollars to build 500,000 new charging stations. Today we’ll learn how that could have a major NEGATIVE effect on the environment. And then Medicare and health insurance expert Shelley Grandidge joins us. A very interesting show you don’t want to miss…MASTERING MONEY is on the air!!!

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Today on Mastering Money…It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! After an update of the markets and today’s breaking financial news stories, we’ll take you to an exclusive broadcast of the Motley Fool Money Show… chock full of ideas to help you become a more informed investor, followed by proven money-making and money-SAVING ideas from Steve that you DON’T want to miss! — A jam-packed show for you today,  and it all starts RIGHT NOW… MASTERING MONEY IS ON THE AIR!!! 

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Many investors think the only way to build wealth is to see the price of your stocks go up, however,  many more personal fortunes have been built with stock splits and dividends reinvested over time. You can’t always control the price of the stock you own. But dividends are cash money that you can reinvest or spend. Warren Buffett refers to it as the SNOWBALL effect, where down markets can actually become your friend.  Stock splits happen to great companies that keep growing, year after year until the price gets too high.   Today, we’ll use Amazon as an example, following it from its IPO in 1997, through its multiple stock splits, and magnificent growth. Ten thousand dollars invested  in Amazon back then would be worth more than 12 MILLION DOLLARS today! We’ll examine Amazon’s fascinating history, with some deep insights on how to build your own fortune. Then Medicare specialist Shelley Grandidge joins us.  Don’t miss today’s  GREAT show…MASTERING MONEY is on the air!!!  

Check out this episode!

Older Americans are selling off the stock market, slowly but relentlessly…. to junior generations.  According to CNBC, Baby boomers own an outsized helping of the market and are constantly reducing it–due to RMDs and other factors.  This is a process that is non-stop because 250,000 boomers turn 72 every ninety days. Analysts point out it will have an effect on  supply and demand for equities in the short, medium, and long runs.  Millennials, now the largest generation by population, lack the financial wherewithal to pick up the slack.  How will this long term drain, expected to accelerate over the next five and ten years, affect your investments?  What changes to your current financial plan might you make to make sure your retirement is not impacted?  We’ll lay out all the statistics, with some very timely strategy choices you’ll want to know more about. Don’t miss it….MASTERING MONEY is on the air!!!!

Check out this episode!

The S & P 500 is thought of as a steady and stable index of the 500 largest companies in America. Many S & P index investors believe they are investing in large cap blue chip stocks, that are all profitable. The perception is that there are strict rules for companies to stay in the portfolio and that most of the companies are profitable. Each of these statements is false.  Due to massive transitions in  retail, energy, and other industries—made worse by the pandemic crisis, the S&P 500 is cutting more than thirty companies in 2020, with perhaps more on the way!  Today, we’ll tell you how the S&P index REALLY works, what you are REALLY  investing in, and the facts may shock you! Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An educational show you don’t want to miss, MASTERING MONEY is on the air!!  

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Many retired investors today are hoping, waiting, and praying for interest rates on safe bonds to go up so they can retire in safety. According to economic analysis by a growing number of economists, they may be hoping, praying, and waiting a long time.  Deflationary trends–including low interest rates–  have gripped the world forcing interest rates to near zero, and even below zero. One would think with all the money being printed that IN-flation would be the problem, not DE-flation. But that’s not the case. Retirees are facing the hardest investment decisions of their lives right now. Imagine: a million dollars in a ten year treasury bond will only pay you SEVEN thousand dollars a year! You can’t retire that! We’ll review the problem, and deliver some solutions. Then health insurance and Medicare expert Shelley Grandidge joins us.  A REALLY  interesting show you don’t want to miss. MASTERING MONEY is on the air!!

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Joe Biden likes to brag about his record of handling pandemics, and likes to criticize Donald Trump for over five million COVID infections. But did you know that SIXTY million Americans got infected by the H1N1 Swine Flu– that Biden was in charge of in 2009?   A White House staffer now admits that they just got lucky it wasn’t as lethal as Covid 19, stating that basically they did (quote) “everything wrong”  and could have been the worst pandemic in history. In the name of political unity, we will review the facts and compare the responses to H1N1 versus Covid 19. The results might shock you! Then, medicare expert Shelley Grandidge joins us for the Q & A with Medicare enrollment right around the corner. Don’t miss it…MASTERING MONEY is on the air!!

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