Podcast
Think
Retirement
Now.
Mastering Money 8/9/22
Over the past few years we’ve seen a lot of publicity and news about the advent of the “robo advisor.” These “robo advisors” are not like the robots that can clean your house or perform surgical procedures. The term “Robo advisor” is probably a misnomer. The accurate description would be a “low-cost, automated asset ALLOCATION program.” A robo allocation system creates an asset allocation from data it is fed by humans. It then makes trades via algorithm. Ironically robo advisors base their allocations 100% on past performance and thirty year AVERAGES from the past! The problem: A thirty year average could be meaningless when it comes to navigating the NEXT five or ten years. We’ll review what you need to know, Don’t miss today’s show, MASTERING MONEY is on the air!
Mastering Money 8/9/22 – SPECIAL PODCAST: The Truth About Q-LAC’s (Qualified Annuity Contracts)
Your Daily IQ Retirement Brief 8/10/22
Your Daily IQ Retirement Brief 8/10/22
Mastering money 8/11/22
Although market timing and momentum investing sound good, especially in the short run, investing in stocks that pay increasing dividends every year can be a proven, powerful, and DURABLE way to grow retirement wealth with less stress, less bother—AND–with the power of mathematics on your side. Only a salesman trying to sell you a hot-stock strategy could deny the documented, long term success of investing and RE-investing the dividends of companies which consistently increase their dividends every single year without fail, and are properly positioned within their industry and sectors. With a dividend strategy, you welcome declining markets, you don’t fear them! Today, Steve has the exact details you don’t want to miss on the art and science of dividend GROWTH investing… (PLUS a special feature on the LITHIUM supply chain that may shock you.) You don’t want to miss today’s show. MASTERING MONEY is on the air!
Your Daily IQ Retirement Brief 8/11/22
Your Daily IQ Retirement Brief 8/11/22
Your Daily IQ Retirement Brief 8/12/22
Your Daily IQ Retirement Brief 8/12/22
Mastering Money 8/12/22
The demand for annuities is strong despite the desperate attempts at unfounded criticism by promoters of front-loaded mutual funds– like radio host Dave Ramsey, and elite TV billionaires like Ken Fisher– who seem to think they are smarter than you! As we have said many times, Ramsey has done noble work helping younger middle earning Americans get out of debt. We applaud him. But his advice for retirees has been called into question by many in the financial industry. Every year, for the past ten years, an average of $200 billion dollars in annuities have been acquired. Memo to Dave Ramsey and Ken Fisher: SOMEBODY is buying them, and most of them are pretty darn SMART!! We’ll review why annuities are so often used for 40k rollovers, then Shelley Grandidge joins us for the Q & A. A big show you don’t want to miss MASTERING MONEY is on the air!!!!
Mastering Money 7/27/22
The smart way to build retirement wealth is with a smarter financial bucketing plan to segment and sequester your capital into clear and distinct financial buckets–each with its own specific task and time deadline. Each dollar should have a job to do, and be good at doing it. Traditionally, bonds were the tool of choice for protecting a portfolio from market loss while providing competitive income. That is no longer the case. Interest rates on bonds no longer support a secure retirement. In the Market Intel segment, Steve lays out a common sense planning solution that can help you retire and stay retired. Then, Medicare expert Shelley Grandidge joins us for the Q & A. An important show you can’t afford to miss… MASTERING MONEY is on the air!!
Your Daily IQ Retirement Brief 7/28/22
Your Daily IQ Retirement Brief 7/28/22
Your Daily IQ Retirement Brief 7/29/22
Your Daily IQ Retirement Brief 7/29/22
Who We Are
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What We Do
Guide & Coach
How We Work
Our Mission
Keeping Your Retirement Goals Front and Center
As we begin the planning process, your retirement goals remain our top priority. Clearly defining the kind of retirement you envision allows us to strategically align each asset with a specific purpose and timeline—ensuring your money works for you, when you need it.
At this stage, most of our clients have important questions, such as:
- Social Security: When is the best time to start collecting?
- Required Minimum Distributions (RMDs): How will they impact your taxes and income?
- Current Portfolio Review: What’s working, what’s not, and what adjustments make sense?
- Retirement Security: How protected are you from market volatility?
- Mutual Fund Concerns: Are they too risky for your retirement goals?
- Risk Reduction & Income Growth: How can you create more stability?
- Tax Strategies: How can you minimize your tax burden in retirement?
- IRA Rollovers & Roth Conversions: Are they the right move for you?
- Investments & Annuities: What role should they play in your financial plan?
- “Are annuities really safe?” (Hint: It depends on the type of annuity and how it’s structured.)
If you have additional questions, we’re here to answer them all—ensuring you feel confident and in control of your retirement future.
Getting Started
Step #1
Schedule
Schedule Your Free Retirement Review with an experienced advisor who focuses on retirement.
Step #2
Review
We evaluate your current situation and identify key action points — starting to develop your strategy.
Step #3
Plan
Once we arrive at the retirement strategy that is best suited for you, we go to work to make it reality
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