Are you paying a penalty for Medicare because you made too much money 2 years ago? Well, you may be due a refund, says the Wall Street Journal. The Medicare surcharge known as “IRMAA” can be a pain, but there are little-known workarounds: And many are winning on appeal, making the surcharge go away. We’ll have the details for you in the Market Intel Segment, next, then health insurance expert Shelley Grandidge joins us to talk about Medicare…MASTERING MONEY is on the air!!