Today, hear the story of Dave and Ellen, who decided to retire once Dave’s 401k hit a million at age 62–without a clearly defined plan for permanent retirement income. They were debt-free and not lavish spenders. What could go wrong? Let’s hear about what actually did happen–and what LUCK had to do with it… You may be taken aback. Then in Segment 2, more cutting edge financial planning strategies for retirement that are NOT based on luck. THINK Retirement NOW ™ is on the air!!