Target Date mutual funds are now riskier than ever according to
a growing number of analysts. There are two ways to lose: the
market falling, and interest rates rising. Although target-date
funds are designed to automatically lower your exposure to the
market as time goes on, the place you land is in bond funds. With
interest rates near 200-year lows, is that a wise move? Not if you
are looking to keep your money safe and create retirement income.
In fact, Warren Buffett says bonds today “should come with a
warning label”! In the Q & A, its dividends, dividends,
dividends. Mr. Chuck Carnevale, renowned dividend expert and editor
of FastGraphs.com offers his insights on dividend stock selection,
followed by Steve reporting on what’s happening at Chipotle. Will
their coupon efforts work to get customers back?